Bellco Checking Accounts

Home Personal Personal Banking Checking Accounts

Whether you’re searching for a free checking account with no monthly fees or an interest-bearing personal checking account, we have the options you need to manage your finances and reach your goals. You can open a checking account online or stop by any Bellco Credit Union branch location to get started. If you’re not a member, apply now.

Compare Bellco Checking Benefits

Account Features

Each account has specific requirements and features. Choose the one best suited to your needs.

Boost

A completely free checking account that earns interest by doing things you already do!

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Free

A completely free checking account with many benefits.

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Student

Specifically for students ages 13-24 with all the benefits of Free Checking.

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Platinum

A premium account with lots of perks for high balances.

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Monthly Maintenance Fee
Free
Free
Free
$12†
Balances Earn Interest
Free Online & Mobile Banking
Access to over 30,000 surcharge-free ATMs
Free Visa® Debit Card
FREE Bill Pay*
Online Downloads into Quicken®
Send money to friends or family**
Deposit checks from your mobile phone
Free Automatic Overdraft Transfers***
No Minimum Balance Requirement
Free Bellco Standard Checks
****
Fee Waived On Money Orders, Wire Transfers, Cashier’s/Official Checks
 

Boost

A completely free checking account that earns interest by doing things you already do!

Learn more

Free

A completely free checking account with many benefits.

Learn more

Student

Specifically for students ages 13-24 with all the benefits of Free Checking.

Learn more

Platinum

A premium account with lots of perks for high balances.

Learn more
Monthly Maintenance Fee
Free
Balances Earn Interest
Free Online & Mobile Banking
Access to over 30,000 surcharge-free ATMs
Free Visa® Debit Card
FREE Bill Pay*
Online Downloads into Quicken®
Send money to friends or family**
Deposit checks from your mobile phone
Free Automatic Overdraft Transfers***
No Minimum Balance Requirement
Free Bellco Standard Checks
Fee Waived On Money Orders, Wire Transfers, Cashier’s/Official Checks
Monthly Maintenance Fee
Free
Balances Earn Interest
Free Online & Mobile Banking
Access to over 30,000 surcharge-free ATMs
Free Visa® Debit Card
FREE Bill Pay*
Online Downloads into Quicken®
Send money to friends or family**
Deposit checks from your mobile phone
Free Automatic Overdraft Transfers***
No Minimum Balance Requirement
Free Bellco Standard Checks
Fee Waived On Money Orders, Wire Transfers, Cashier’s/Official Checks
Monthly Maintenance Fee
Free
Balances Earn Interest
Free Online & Mobile Banking
Access to over 30,000 surcharge-free ATMs
Free Visa® Debit Card
FREE Bill Pay*
Online Downloads into Quicken®
Send money to friends or family**
Deposit checks from your mobile phone
Free Automatic Overdraft Transfers***
No Minimum Balance Requirement
Free Bellco Standard Checks
****
Fee Waived On Money Orders, Wire Transfers, Cashier’s/Official Checks
Monthly Maintenance Fee
$12†
Balances Earn Interest
Free Online & Mobile Banking
Access to over 30,000 surcharge-free ATMs
Free Visa® Debit Card
FREE Bill Pay*
Online Downloads into Quicken®
Send money to friends or family**
Deposit checks from your mobile phone
Free Automatic Overdraft Transfers***
No Minimum Balance Requirement
Free Bellco Standard Checks
Fee Waived On Money Orders, Wire Transfers, Cashier’s/Official Checks

Benefits of Banking with Bellco

Shared Branching & ATMs

  • Whether you’re from Arvada, Parker or Grand Junction, visit your local Bellco branch and learn how a locally owned, locally managed credit union will change your financial outlook.
  • If you don’t live near one of our branches, use our locator to find surcharge-free ATMs and shared branch locations close by.

Debit Card Overdraft Services

  • Get peace of mind with Debit Card Overdraft Services.¹
  • There are three easy ways to add this feature to your account: online, in a branch, and by mail.

Direct Deposit

  • Your deposit is automatically transferred into your account with immediate access.
  • You don’t have to worry about checks getting lost in the mail or stolen.
  • Your direct deposit is available the same day it’s credited to your account.

Lost or Stolen Cards

  • If your Bellco debit or credit card is ever lost or stolen, assistance is only a phone call away.
  • Easily manage your cards and keep your accounts safe.