Individual Retirement Accounts

Start your retirement savings plan today!

Whether you’re opening a new Bellco Individual Retirement Account (IRA) or you have a rollover from another plan, we have the right retirement account choice for you.

The first step toward a secure retirement is taking the time to assess your current financial situation and saving options. Visit Retirement Central™ to learn more about retirement planning and account options. Retirement Central has a wide range of planning tools, articles, and calculators to help you get started.

To open any IRA account at Bellco, you must be a member. If you are not currently a Bellco member, become one today!

Traditional & Roth IRA CDs

Individual Retirement Account CDs give you the benefits of a traditional CD within either a Traditional or Roth IRA, and they generally pay higher interest than a regular savings account.

  • Tax-advantage: being part of an IRA lets investors receive tax breaks that other accounts cannot
  • Safe & secure: IRA CDs are considered safe places to invest money for retirement
  • Great rates: earn better yields with highly competitive CD rates

Traditional IRA

Save on taxes today: your annual contributions are tax deductible depending on how much money you earn, your marital status, and whether you contribute to a 401(k) plan at work.*

Roth IRA

Save on taxes tomorrow: your annual contributions are not tax-deductible; but, when you retire, your withdrawals are tax-free.*

Coverdell Education Savings Account

A Coverdell Education Savings account (formerly known as an Education IRA) lets you save for your children’s college education tax-free. Save on taxes now and be ready for college in the future.*

Find out more about alternative investments for your IRA

If you want to look at IRA options that involve stocks, mutual funds, or other securities, visit a branch and take advantage of a complimentary consultation with a Financial Professional from Osaic Institutions, Inc.**