The members of Bellco’s Board of Directors ensure that the credit union is following federal and state credit union laws and any other applicable government regulations and that the credit union adheres to the organization’s bylaws. The Board also maintains Bellco’s financial stability by following good business practices and sets the general direction of the credit union.
Steve is the owner of Hospitality Purchasing Consultants, which brings design vision to life as the procurement agent on global projects for real estate investment trusts, private equity, and individual owners of various asset types. Steve has experience across many different industries, including healthcare, telecommunications, financial services, and hospitality. He has held various roles in the finance arena at Centura Health and Qwest Communications, followed by senior management positions at GE and executive leadership at Benjamin West.
Laura is the managing director at Heinrich Marketing, Inc., a full-service advertising agency headquartered in Denver, Colorado. She is a nationally recognized multicultural marketing expert, published author, and cultural-competency trainer. Laura’s background in diversity, equity, and inclusion allows her to contribute unique insights pertinent to the rapidly evolving business environment. In addition to her responsibilities with Bellco, Laura serves her community as a member of the Denver Art Museum’s Latino Alliance and the Colorado Task Force on Drunk and Impaired Driving. Numerous organizations have recognized her community leadership, including the Colorado Rockies Hispanic Leadership Award and the Colorado Women’s Chamber of Commerce ATHENA Award. She is also a recipient of the Dr. Robert E. Weltzer Outstanding Dedication to Traffic Safety award, presented by MADD and the Colorado Department of Transportation, and is an Appointee to the National Academies of Sciences, Engineering, and Medicine’s Behavioral Traffic Safety Program Panel.
David received his bachelor’s degree in accounting from the University of Utah, pursued graduate studies in accounting at the University of Utah, graduated from the Executive Development Program at the University of Chicago, and graduated from the National Association of Corporate Directors training. In 2001, David founded Denver Management Advisors (DMA), Inc., and still serves as the founder and chair of the board. David served in a number of C-suite positions, including CEO and vice chair at Blue Cross and Blue Shield of Colorado, New Mexico, and Nevada from 1987 to 2001. He also served as the president of product development and payor contracting for MEDNAX from 2019 until 2021. He served as chair of the board for Air Methods and chair of the board for Volunteers of America, Inc., and has served on the board of directors of Banner Health since 2013. In 2022, David joined the board of Castle Connolly Healthcare Partners, LLC, and the advisory board for Proceed Finance.
Doug has been president/CEO of Bellco Credit Union since 1991. He serves on the boards of Open Technology Solutions, NISCUE Foundation, and S3 Shared Service Solutions. He has previously served on the boards of CO-OP Financial Services and the Colorado Division of Financial Services. Doug formerly served on the Kansas City Federal Reserve Community Depository Institutions Advisory Council and the Thrift Institutions Advisory Council to the Board of Governors of the Federal Reserve Bank. He was the chief financial officer of Vystar Credit Union, in Jacksonville, Florida. Doug is a graduate of the University of Central Florida and a Certified Public Accountant (inactive).
Walker has significant experience in Fortune 500 aerospace, telecommunications, and energy companies. He is founder and CEO of AxxessConnect, LLC, a telecommunications infrastructure and services company. Walker has held senior management positions at Dynegy, Logix Communications, Intelligent Systems, US West Communications, Tele-TV, and Lockheed Martin. He is experienced in P&L management, strategic planning, sales and marketing, network operations, auditing, finance, project management, and new-product development. In addition, his experience reaches across various industries, including voice and data networks, cable TV, energy management, software development, and government contracting. He is a member of the Boy Scouts Trustee Board and the Denver Police Foundation Board. Walker is a certified internal auditor and holds a BS from the University of Arkansas at Pine Bluff and an MBA from Southern Methodist University.
Mark was born and raised in the Midwest, where credit unions were a huge part of his financial institution experience. He obtained his master’s degree in philosophy and analytical logic at Tufts University, where he currently sits on the board. Mark has held executive leadership roles at Walmart and McDonald’s in strategic branding and marketing. He is currently the chair of the Colorado Nut Company, he was recently elected as the chair for Pinnacol Assurance, and he serves as a global brand advisor to select companies. In addition, Mark served on the staff for Senator Edward M. Kennedy as a senior policy analyst, in the Boston office. His board experience is vast and spans many types of industries, from education to insurance to banking. His advocacy centers on educating consumers, young people, and the underserved.
Pete recently retired but was the founder and president of Kirchhof Group, Inc., which provided professional consulting services to clients who need assistance with regulatory, legislative, and political issues. His clients have included over 120 Colorado CEOs, credit unions, gaming/daily fantasy sports/sports betting companies, rural and satellite broadband providers, plumbing and mechanical contractors, an economic development corporation, and business leaders for education reform. Pete previously served as senior vice president of government affairs for the Credit Union Associations of Colorado and Wyoming. He worked for Qwest/US West/Mountain Bell for more than 23 years, focusing on regulatory and government affairs. Pete has a bachelor’s degree in political science from Western State College.
Andy is providing strategic financial consulting to businesses and most recently was the COO and CFO at the Electric Coin Company, a software company focused in crypto currency. He is the former senior vice president and CFO of Swiftpage Inc., BroadHop Inc., HomeSphere Inc., and SignalSoft Corporation. Andy’s career has focused on technology companies, and he previously served in various management positions at AT&T and Mountain Bell. He holds an MBA and a BSBA with an emphasis in finance and is a Certified Management Accountant (CMA). Andy also serves on the Baseline Engineering board of directors.
Jane currently serves as the president of Osage Initiatives, a private grant-making foundation emphasizing self-help programs. She is the secretary of Professionals Miracles Foundation, a charity providing grants to families with children facing life-threatening or debilitating life-long illnesses. In this capacity, she works closely with staff at Children’s Hospital Colorado and Rocky Mountain Hospital for Children. She has a broad range of experience in philanthropy, senior housing issues, Native American higher education, and strategic planning and fiscal, personnel, and resource management. Jane works with community organizations and serves on community and business boards, most recently the GoWest Foundation, which serves credit unions and community partners in Arizona, Colorado, Idaho, Oregon, Washington, and Wyoming. Jane is the former long-time chair of the Denver Community Corrections Board. She is the prior executive director and founder of the US West (Qwest) Foundation and an emeritus board member of the Boys & Girls Clubs of Metro Denver. Jane has a bachelor’s degree from the University of Denver and a master’s degree in urban and regional planning/community development from the University of Colorado.
Josefina Raphael has joined the board of directors of Bellco Credit Union. The executive director at Advocates for Children – CASA, Josefina is a strategic leader, known for leveraging her business and accounting expertise to optimize operations across human resources, accounting, IT, fundraising, program development and more. Her analytical skills and long-term strategies have consistently driven revenue growth and organizational sustainability.
Starting her career in accounting, Josefina transitioned early to the nonprofit sector, dedicating 14 years to supporting residential childcare facilities in Colorado. In 2013, she joined Advocates for Children CASA as chief operating officer, becoming executive director in 2017, where she continues her work making a positive impact on children’s lives.
Josefina has a long history of service on various local and national boards and committees, including the Colorado CASA Board, Juvenile Service Board for the 18th Judicial District, Colorado Department of Human Services Child Fatality Review Team, National CASA Quality Assurance Team, and more. She earned her MBA in accounting and finance from the University of Colorado-Boulder. Josefina’s achievements have earned her recognition such as the Women Who Soar Award (2019), Top 25 Women in Business by the Colorado Women’s Chamber (2021), and a spot as one of 2024’s Colorado Titan 100 CEOs.
As CEO and president of the Hispanic Contractors of Colorado, Ale is responsible for the overall management, strategic direction, and successful achievement of the organization’s mission and objectives.
Born and raised in Guadalajara, Jalisco, and resident of Colorado since 1999, Ale has over 20 years of construction experience. She received her Bachelor of Science degree in civil engineering from the Institute of Technology and Higher Studies of the West, in Guadalajara, Mexico. In 2016 she became a member of the Latino Leadership Institute, a University of Denver leadership program. She received her Diversity and Inclusion certificate through the University of Cornell in 2020, completed the Governor’s Fellowship program in 2021, received her Corporate Social Responsibility certificate through the University of Colorado Leeds School of Business in 2022, and is an alumnus of the esteemed Leadership Denver and Leadership Fellows programs from the Denver Metro Chamber Leadership Foundation.
Ale has been extremely involved in the community, holding such positions as former chair of the board for the Hispanic Contractors of Colorado, an association that supports minority- and women-owned companies in the construction industry, and being governor-appointed to the advisory council for the Colorado State Minority Business Office. Additionally, she formerly served on the boards of AdventHealth Avista Hospital in Louisville and Mile High Youth Corps. Currently serving on the boards of Bellco Credit Union, Associated General Contractors of Colorado, and STEMblazers, Ale is the vice chairwoman of the board of the Construction Education Foundation, the first woman and Latina to serve in that role.
Ale was recognized as the 2018 Business Developer of the Year by the Society of Marketing Professional Services, Colorado Chapter, and the 2018 Rock Star of the Rockies by the Metro North Chamber of Commerce. She was listed as a finalist for the Denver Business Journal 2021 Outstanding Women in Business, and Hispanic Lifestyle included her in the 2022 Latinas of Influence list. Most recently, Ale was named as a finalist for the Colorado Women’s Chamber of Commerce Top 25 Most Powerful Women in Business in 2023, as Ally of the Year by the Colorado LGBTQ Chamber of Commerce in 2023, and honored with Women of Distinction by the Girl Scouts of Colorado in 2024.