1-800-BELLCO-1 •
Routing Number: 302075018

90 Year Anniversary

Celebrating 90 Years in Colorado

For ninety years, Bellco Credit Union has proudly called Colorado home. That’s thanks to all our members that have helped us grow alongside our beautiful state. There have been many changes throughout the local banking industry over the years. Yet after 90 years, we remain proud to call Colorado home and are looking forward to continuing to serve our members and our local Colorado communities.

View Checking Offer Details

View ChoiceLine Offer Details

View CD Offer Details

Ready to apply? Click on any offer below to get started online. If you’d prefer to discuss your options first, we are here to help! Click the button below to schedule an appointment at your local Bellco branch or fill out the form and a Bellco representative will reach out to you directly.

Schedule an Appointment

Our Team Will Reach Out to Make Your Switch Easy

Full Offer Details

Make the switch to Bellco and get a $300 Bonus when you open your first checking account and have a qualifying direct deposit of $500 or more¹

Now – August 31, 2026

Open Checking Account

Start your dream home renovation with a fixed rate as low as 5.90% APR on a new Home Equity ChoiceLine advance of $20,000 or more²

Now – August 31, 2026

Apply for ChoiceLine

Bulk up your savings with 4.00% APY on a 6-Month CD with a balance of $500 or more³

Now – August 31, 2026

Open 6-Month CD

Become a Member!

Banking at Bellco means you’re also a valued member of one of the largest credit unions in Colorado. Your membership gives you access to lower interest rates on loans, higher yields on deposits, our wide network of surcharge-free ATMs, free financial advice, and more.

Apply for Membership

¹LIMITED-TIME OFFER. Valid only if you don’t have an active checking account with Bellco and you open a new checking account at any Bellco branch location or online, from June 1, 2026, through August 31, 2026 (the “Offer Period”). Limit one bonus per account. Limit one bonus per household. To qualify for this offer, you must be or become a Bellco member and qualify for a checking account with Bellco; you cannot qualify if you already have a current checking account with Bellco. To receive the $300 bonus, you must: 1) open a Bellco checking account, which is subject to approval, during the Offer Period; and 2) have at least one qualifying direct deposit of $500 or more into your checking account. The first required deposit ($500 minimum) must be credited to your new checking account within 60 days of the date the account was opened. Direct deposit must be recurring and come from payroll, pension, Social Security, or other recurring government benefits as indicated by deposit description. The monthly direct deposit cannot be multiple direct deposits combined to reach the required $500 minimum. The $300 bonus will be deposited into the new checking account within 90 days of meeting the direct deposit requirement. The $300 bonus will be given if the account opened is in good standing (i.e. not overdrawn) at the time the bonus is paid. The $300 bonus will be reported as interest earned on IRS Form 1099-INT, and you are responsible for any applicable taxes. To retain the $300 bonus, the checking account must remain open and in good standing for at least one year from the date of the account opening; otherwise, Bellco reserves the right to reclaim the bonus amount.

²LIMITED–TIME OFFER. The 5.90% APR for the Fixed Rate promotion is available to anyone that 1) qualifies and advances at least $20,000.00 from the available line of credit at the time the Fixed Rate Subaccount is opened and 2) the loan application or loan advance request must be submitted online or at any of Bellco’s branch locations after June 1, 2026 and before August 31, 2026. Conditions and restrictions, including those related to CLTV and credit score, apply. For full details about ChoiceLine go to Bellco.org/ChoiceLine. If you don’t qualify for the promotional rate, the APR for fixed-rate advances will be set using the fixed rate Bellco is offering at the time you fix the rate based on your credit score, combined loan to value, and lien position at the time the loan is closed. This fixed rate will be in effect for the whole term of the applicable Fixed-Rate Subaccount, which cannot exceed the remaining term of the loan. Variable Annual Percentage Rate (APR) for well-qualified borrowers as of June 1, 2026, is 6.75% and is subject to change without notice. Maximum APR for variable rate advance is 21%. Variable rate may change after account opening. Property must be insured, owner occupied (primary or secondary) and located in Colorado. This offer can end at any time. Membership eligibility required. All loans subject to approval.

³LIMITED–TIME OFFER. Rate is effective as of June 1, 2026. CD must be opened online or in any of our Bellco branch locations on or before August 31, 2026. The interest rate and annual percentage yield (APY) are subject to change without notice at any time prior to the issuance of the certificate. After the point of issuance, interest rate and APY are fixed. Early withdraw penalties may apply. Fees may reduce earning on account. Must qualify for membership at Bellco.

Welcome to Bellco, how can we help you today?

90 Year Anniversary

Celebrating 90 Years in Colorado

Have Any Questions? We’re Happy to Talk

Our Team Will Reach Out to Make Your Switch Easy

Full Offer Details

Make the switch to Bellco and get a $300 Bonus when you open your first checking account and have a qualifying direct deposit of $500 or more1

Start your dream home renovation with a fixed rate as low as 5.90% APR on a new Home Equity ChoiceLine advance of $20,000 or more2

Bulk up your savings with 4.00% APY on a 6-Month CD with a balance of $500 or more3

Become a Member!

Make the switch to Bellco and get a $300 Bonus when you open your first checking account and have a qualifying direct deposit of $500 or more¹

Start your dream home renovation with a fixed rate as low as 5.90% APR on a new Home Equity ChoiceLine advance of $20,000 or more²

Bulk up your savings with 4.00% APY on a 6-Month CD with a balance of $500 or more³