Checking
With competitive checking account rates and flexible benefits, Bellco checking accounts are ideal for every lifestyle. Access your Bellco account online or at any of our convenient branch locations.
Platinum Checking
One of the finest checking accounts in Colorado that works hard for members who require the best.
Balances earn interest, free Online Banking, Bill Pay*, free Wire Transfers, free Money Orders and more.
Learn MoreRatesMAX Checking
Bellco’s MAX Checking comes with a host of benefits, including discounts for shopping, dining, travel and entertainment — along with cell phone protection, identity theft protection and savings on prescriptions and eyewear.
No minimum daily balance, free Online Banking, Bill Pay*, and more.
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Free Checking
As a Bellco member you can enjoy a free checking account that benefits you, not your financial institution.
No monthly maintenance fee, free Online Banking, Bill Pay* and more.
Learn MoreStudent Checking
As a student you can enjoy a free checking account that benefits you, not your financial institution.
No monthly maintenance fee, no hidden fees, free Online Banking, Mobile Banking**, and more.
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| Compare Checking Accounts |
| |
Platinum Checking |
Max Checking |
Free Checking |
Student Checking |
| Best For |
Members who want to receive benefits and perks |
Members who want to receive benefits and discounts to local, regional and national merchants |
Members who want the freedom of checking with no strings attached |
Students ages 13-24 who are looking for a checking with no strings attached |
| Minimum Balance |
Combined balance of $15,000 in deposits and loans*** |
No minimum
daily balance requirement |
No minimum daily balance requirement or hidden fees |
No minimum daily balance requirement or hidden fees |
| Fee |
If your combined account balances drop below $15,000, pay just $12.00/month |
$6 a month- Reduce your monthly fee by: $.25 each time you make a valid transaction with your debit card**** |
No Fee |
No Fee |
Visit your local Bellco branch location or call 303-689-7800 or
1-800-BELLCO-1 to open a checking account today!
*There is no fee for Bill Pay as long as each enrolled Bill Pay user completes at least one Bill Pay transaction during each month, otherwise a $6.00 monthly inactivity fee will be assessed.
**Your mobile carrier's data and text charges may apply.
***Bellco doesn’t only look at the amount of money you keep in your checking account when considering minimum balance. CD and Money Market balances and the amounts you have borrowed on auto and home loans all count towards the minimum balance requirement.
****Valid transaction is a purchase or a payment using your debit card. It does not include ATM transactions.