Savings Accounts

Customize Your Savings Plan

Whether you're saving for college, a new house, or a great vacation, a Bellco Savings Account can help you make your dreams come true.

Round-Up Savings

With our Round-Up Savings program, you can build up your savings easily and automatically any time you make purchases using your Bellco Visa® debit card at any merchant. Your purchase will be rounded up to the next dollar and the difference will be deposited into your Bellco savings account. The more you use your Bellco debit card for purchases, the more you’ll save.

  • You'll need to have: A personal Bellco checking account with debit card and a Bellco savings account
  • How it works: With each Bellco debit card purchase, we’ll round up your purchase and transfer the difference from your checking account into your savings account
  • You have options: You can designate an additional daily amount of $1, $2, $3, $4, or $5 from your checking account to your savings account, which will increase your savings quickly with every purchase you make

To sign up for Round-Up Savings, visit your nearest Bellco branch location or call us at 1-800-BELLCO-1.

Bellco Savings

  • Earn faster: Dividends are computed daily, compounded and credited monthly
  • Easy access: Withdraw or transfer by mail, phone, ATM or in person
  • Reach your goals: Open as many regular savings accounts as you like, one for each goal!
View ratesOpen a savings account

Health Savings Account

Bellco now offers a way to save for future medical expenses — while earning steady interest in a secure account that offers you flexibility, tax advantages, and convenient access to your funds.

  • Tax-deductible contributions
  • Tax-deferred dividend earnings with competitive interest rates
  • Tax-free withdrawals (if used for qualified expenses)
  • No "use it or lose it" restrictions, since the balance carries over from year to year
  • You keep the funds, even with changes in your insurance coverage or employment
  • Easy access to funds using an HSA Visa® Debit Card or HSA checks
  • Online access to account transactions, so keeping tabs on your medical spending is easy
  • Checking account with optional CDs — provides greater earnings opportunity for larger account balances
  • Funds are federally insured by the National Credit Union Administration
Learn more Open a Health Savings account

Christmas Club Saving Accounts

Your holidays will be happier when you set a little money aside in a Bellco savings account each month.

  • Easy savings: Automatic transfers from Savings or Checking
  • Easy access: Your funds are available anytime
View ratesOpen a Christmas Club account

Consult your tax advisor for guidance.

*Bellco membership required. Requires a Bellco checking account with a debit card and designated savings account. Round-up transfer amounts are totaled each day and a single transfer is made from your checking account to your designated savings account. Member must be owner (tax owner or non-tax owner) on the savings account designated for the round-up functionality. ATM transactions or cash withdrawals at a merchant do not qualify for the round-up transfer.

Overdraft Disclosures: On any business day, if any of the following occurs, the daily round up transfer will not occur for that business day:  the checking account lacks sufficient available funds for the daily transfer to occur; if any transaction has overdrawn the checking account; or if the round-up transfer would initiate overdraft protection for the checking account.