Savings Accounts

Customize your savings plan with Bellco Savings, Health Savings, and Christmas Club Accounts.

Whether you're saving for college, a new house, or a great vacation, a Bellco Savings Account can help you make your dreams come true.

Bellco Savings

  • Earn faster: Dividends are computed daily, compounded and credited monthly
  • Easy access: Withdraw or transfer by mail, phone, ATM or in person
  • Reach your goals: Open as many regular savings accounts as you like, one for each goal!
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Health Savings Account

Bellco now offers a way to save for future medical expenses — while earning steady interest in a secure account that offers you flexibility, tax advantages, and convenient access to your funds.

  • Tax-deductible contributions
  • Tax-deferred dividend earnings with competitive interest rates
  • Tax-free withdrawals (if used for qualified expenses)
  • No "use it or lose it" restrictions, since the balance carries over from year to year
  • You keep the funds, even with changes in your insurance coverage or employment
  • Easy access to funds using an HSA Visa® Debit Card or HSA checks
  • Online access to account transactions, so keeping tabs on your medical spending is easy
  • Checking account with optional CDs — provides greater earnings opportunity for larger account balances
  • Funds are federally insured by the National Credit Union Administration
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Christmas Club Accounts

Your holidays will be happier when you save a little each month all year long.

  • Easy savings: Automatic transfers from Savings or Checking
  • Easy access: Your funds are available anytime
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Consult your tax advisor for guidance.