Auto Loans

Get auto loan rates as low as 2.99% APR

Limited-Time Offer: Refinance with Bellco and make no payments for 90 days!

Great news! If you have an auto loan financed at another institution, you can refinance your loan through Bellco with rates as low as 2.99% APR* and not make your first payment for up to 90 days**. To get started, you can apply online, stop by any Bellco branch, or call 1-800-BELLCO-1.

Benefits of a Bellco auto loan

  • Competitive interest rates on new and used autos
  • Loans also available on RVs, boats, motorcycles, commercial vehicles, as well as lease buyout options
  • 100% auto loan financing available
  • No application or processing fees
  • Variety of terms available
  • Quick application process

Simply complete the quick, online auto loan application to prequalify. You can also apply over the phone by calling 303-689-7800 or 1-800-BELLCO-1 and choosing the “Loan” option, or stopping by your nearest Bellco branch.

Apply for an auto loan Rates & disclosures

Car Shopping?

Bellco has teamed up with Automotive Avenues to simplify the car shopping process. You'll find a dealership you can trust and a new or used car you can rely on.

You can also use our auto loan rate calculator to get an estimate of your monthly payments and the loan amount that best fits your budget.


*The Annual Percentage Rate (APR) provided above is for well qualified borrowers. The stated APR only applies to auto loans originated in Colorado. Advertised rates are subject to change without notice. All loans are subject to approval. The final APR may vary based on several factors, including personal credit history, term of loan, loan to value and age of auto. You must qualify for membership. Other conditions and restrictions may apply.

**If you choose to postpone your first payment for 90 days, interest will continue to accrue on your loan during this period. This offer cannot be combined with any other auto promotion. This offer does not include auto leases or commercial vehicle loans. This offer ends 3/31/21.