Debit Card Overdraft Protection
Bellco's Overdraft Protection
Bellco offers debit card overdraft coverage to give you peace of mind and help you avoid a declined transaction. With Bellco Debit Card Overdraft Protection, Bellco may approve everyday debit card transactions for you when you don't have sufficient funds in your account to complete your purchase.
You will need to provide your consent to add Bellco Debit Card Overdraft Protection coverage to your account.
Here are the three simple ways you can add the overdraft protection feature to your account:
Important details to note about Bellco's Debit Card Coverage
We will charge a fee of up to $31 each time we pay an overdraft created by check, everyday debit card transactions, other transactions made using your checking account number and automatic bill payments.
Once an overdraft has occurred, you are obligated to bring your account to a positive balance within 14 days.
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transactions. If we do not authorize and pay an overdraft, your transaction will be declined. Bellco typically does not pay overdrafts if your account in not
in good standing, you are not making regular deposits, or you have had excessive overdrafts.