Discover one of Colorado’s best free student banking accounts at Bellco, come and visit a branch to learn more about their free student checking account!

Student Checking Account

Get Started With Free Student Checking

At Bellco Credit Union, we offer students the benefits of a local bank with big bank technology. Our free Student Checking account (available to Bellco members aged 13–24*) is the perfect account for day-to-day money management. It comes with a free Bellco Visa® debit card, online account access, a mobile banking app, and has no monthly maintenance fees, hidden fees, or minimum balance requirements.

Whether you’re starting high school, your first job, or heading off to college, our free student checking account can get you on the path to financial independence. Plus, as a Bellco member, you have access to free budgeting tools, financial tips, and resources to help you gain financial empowerment.

Schedule a Branch Appointment Open at a Branch

Account Overview

BENEFITS

Student Checking

Free Bellco Visa® debit card
Online Banking: access your account and complete transactions 24/7
Mobile Banking: manage your accounts—anytime, anywhere
Send money to friends or family**
Deposit checks from your mobile phone
Free Bill Pay***
Access to over 30,000 surcharge-free ATMs
No monthly service fees
No minimum balance requirements
First box of checks are free (Bellco Standard Checks)
One non-sufficient funds (NSF) fee waived per year
 
Open at a Branch

Student Checking

Free Bellco Visa® debit card
Online Banking: access your account and complete transactions 24/7
Mobile Banking: manage your accounts—anytime, anywhere
Send money to friends or family**
Deposit checks from your mobile phone
Free Bill Pay***
Access to over 30,000 surcharge-free ATMs
No monthly service fees
No minimum balance requirements
First box of checks are free (Bellco Standard Checks)
One non-sufficient funds (NSF) fee waived per year
Open at a Branch

Financial Resources for Students

Bellco has partnered with EverFi, an online leader in financial education to bring you MoneySmarts, a free user-friendly program that provides short online tutorials to help you become financially savvy. These educational modules are quick, mobile friendly, and free for everyone!

Choose an Online Tutorial Below

> Mobile and Online Banking

> Checking Accounts

> Savings Accounts

> Creating a Budget 

> Building Emergency Savings

> Credit Card Basics

> Credit Scores and Reports

> Paying for College

Learn more

Required Documents to Open an Account

When opening a student checking account at a branch, we REQUIRE the following documents to prove the minor’s identity:

1. A legible copy of the minor’s Social Security card

2. One of the following documents that shows the minor’s date of birth:

  • Birth certificate
  • Unexpired government-issued ID card
  • Unexpired driver’s license or permit
  • Unexpired passport

Need help?

For technical support, please contact our partner’s support team at EverFi by email at atworksupport2@everfi.com or by phone at 1-855-385-8488.

Become a Member!

Banking at Bellco means you’re also a valued member of one of the largest credit unions in Colorado. Your membership gives you access to lower interest rates on loans, higher yields on deposits, our wide network of surcharge-free ATMs, free financial advice, and more.

Become a Member Today