*There is no fee to use Bill Pay to send payments. Fees may apply for special requests, like check image copies and stop payments. Please review our Truth in Savings & Fee Schedule to learn more about applicable fees.

**You must be 18 years or older to use this service.

***You will need to have a separate consumer savings account or line of credit with available funds in order to transfer the funds necessary to cover an overdraft.

****First box of checks are free.

†Monthly maintenance fee is waived with $15,000 combined balance in deposits and loans (includes a Bellco mortgage). Otherwise, it's $12 per month.

1 We will charge a fee of up to $31 each time we pay an overdraft created by check, everyday debit card transactions, other transactions made using your checking account number and automatic bill payments. We will not overdraw your account and charge you a fee for everyday debit card transactions unless you opt-in to Overdraft Services. Once an overdraft has occurred, you are obligated to bring your account to a positive balance within 14 days. Bellco typically does not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have had excessive overdrafts on your account.

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