Looking to become a Bellco member?

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Apply for membership online — it’s fast, intuitive, and secure.

If you’re approved for Bellco membership, you’ll automatically receive a Membership Account and a Statement Account. These are our basic accounts that require a one-time $5 membership fee and a $25 share deposit, which is your ownership share in Bellco. However, to enjoy the full benefits of being a Bellco member, we highly recommend you also open an account online below!

Membership Account Only: If you only want a membership account, for example to close on a loan, apply here.

We offer four personal checking account options with flexible benefits, free bill pay, and online or in-app accessibility. Open a checking account online, or visit any of our branches today to get the ball rolling: 

Free Checking

Enjoy no monthly fees on this account, and deposit checks straight from your mobile phone.

Free Boost Interest Checking

Earn a higher interest rate with no monthly fees by performing every-day actions, such as using your debit card and having a direct deposit.

Platinum Checking

Access a multitude of account benefits, including earned interest.

Student Checking

Help your student, ages 13 to 24, develop good financial habits with this account, featuring no monthly fees, hidden fees, or minimum balance requirements. For students under 18 years of age, an adult is required on the account.

Save for future expenses, including car repairs or the trip of a lifetime. Open a savings account today:

Traditional Savings Account

Reach your savings goals with no minimum balance.

Premier Money Market Account

Enjoy lower balance requirements with a higher return.

Health Savings Account

Save for covered medical expenses while earning interest.

Individual Retirement Account

Plan for your future with a traditional or Roth IRA.

Select any of our certificates of deposit to secure a higher return on your investment than standard savings accounts.

Learn more about Bellco’s Business Checking, Business Savings, or Business Loans and Credit Cards. If you’re interested in opening a Bellco Business account, fill out our Business Services Request Form, or give us a call at 1-877-9BELLCO (923-5526).