Start Them Off Right With Student Banking

Summertime is the perfect time to get your child started on good financial habits with our suite of youth-focused accounts that come with more conveniences, fewer fees, and highly competitive interest rates. These accounts can also help teach them how to save money, how money works, how to make it grow, and most importantly, how to be financially responsible. Student Banking accounts include:

Youth CD – Earn 3.70% APY¹

• Our Youth CD can help make your child’s long-term savings goals a reality with a great interest rate, a minimum opening deposit of just $50, a convenient 12-month term, and the ability to add funds during the term of their CD.

Youth Savings – Earn up to 3.25% APY²

• Our Youth Savings account is the perfect tool to help your kids get in the habit of saving early. It provides a premium interest rate on balances of up to $1,000 and you’ll have the flexibility to add or withdraw funds whenever you need.

Student Checking

• Our free Student Checking account (available to members aged 13–24) is the perfect account for day-to-day money management. You get a free Visa® debit card, access to mobile banking, and no monthly maintenance fees or minimum balance requirements.

Student Loans

When your student prepares for their next phase of education, our Sallie Mae referral program can provide access to the best Sallie Mae^® student loans for their specific needs.

To learn more about any of these youth-focused accounts, speak with a Bellco representative or visit us online at Bellco.org/StudentBanking.

¹Annual Percentage Yield (APY) is effective as of 6/1/2025. The interest rate and annual percentage yield (APY) are subject to change without notice at any time prior to the issuance of the certificate. After the point of issuance, interest rates and APY are fixed. Early withdrawal penalties apply. Fees may reduce earnings on the account. Membership eligibility required.

² Annual Percentage Yield (APY) is effective as of 6/1/2025.  The APY for Youth Savings is 3.25% for balances up to and including $1,000.00. For balances in excess of $1,000.00, the APY may range from 3.25% to 0.50%. The APY may change after the account is opened. Fees may reduce earnings on the account. Membership eligibility required.

© 2025 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank.  

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New Locations for a Growing Membership

To better serve our growing membership across Colorado, Bellco is excited to announce the expansion of our branch network in convenient locations where you live and work.

New Pueblo Branch Opens This Month:

• Pueblo North Branch – Our first branch in southern Colorado opens Monday, June 16, at 1702 US-50 in Pueblo. This new location will offer full and self-service banking options, including an Express Teller machine and 24-hour ATM access. Look for details about our Grand Opening Celebration in July’s newsletter!

Coming Later in 2025:

We’re continuing our expansion to meet members’ needs where they both live and work with new branches planned for:

• Timnath (southeast of Fort Collins): Opening in August.
• Erie: Opening in November.
• Colorado Springs: Our first branch in the city, expected to open by the end of the year.

Expanding our branch network is a key part of our commitment to providing accessible and convenient service to all our members. We look forward to serving you at these new locations!

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Protect Your Home’s Systems and Appliances

By Blue Ribbon Home Warranty

Bellco has teamed up with Blue Ribbon Home Warranty to offer Bellco members their home warranty services at a discounted price. Blue Ribbon is Colorado’s only locally owned and operated home-warranty company.

How Does It Work?

Blue Ribbon Home Warranty is a service contract that helps with the costs associated with the repair or replacement of a home’s major systems and appliances when they break down due to normal wear and tear. There is a yearly premium, and when a technician is sent out to your home, there is a co-pay.

Blue Ribbon offers coverage for a home’s systems like HVAC, plumbing, electrical, and appliances (dishwasher, refrigerator, trash compactor, etc.) that are in your home at the time the warranty is purchased. We offer a variety of plans to suit your home as well as a preventive maintenance plan, and extra coverage for things like a pool or hot tub, or even a second furnace. With people relying on their home appliances now more than ever, it’s the perfect time to call.

Learn more and get started at BlueRibbonHomeWarranty.com/Bellco or contact us today at 303-986-3900 and be sure to mention you are a Bellco member to receive your 5% discount.

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An Easy Way to Learn About Wills and Trusts

By The Hughes Law Firm

Since 1974, The Hughes Law Firm has been providing Bellco members with peace of mind while saving them money on legal services. Teaching others about the value of estate planning has become our life passion.

The reality is we all get to a certain point in our lives when we need to start thinking about estate planning. Perhaps you’ve lost a loved one and experienced the complications that can occur when things haven’t been put in order.

No matter what the reason, Bellco members can get helpful information by attending a complimentary webinar Wills and Trusts 101, presented by The Hughes Law Firm. Here are just a few things you’ll learn:

• How living trusts avoid probate and simple wills don’t.
• What “blended families” (her kids/his kids) must do to avoid disinheriting each other and/or their separate children.
• How to “bulletproof” your children’s and grandchildren’s inheritances from their divorces, debts, taxes, lawsuits and keep your hard-earned inheritance in the bloodline.
• You’ll also learn about the value of powers of attorney, veterans’ benefits, planning for cherished pets, special vacation properties, and much more.

Register today for our next upcoming webinar:

Wednesday, June 25 at 6:00 pm MT

Attendance is limited and these webinars fill up fast, so register to confirm your spot today. Attendees should set up no earlier than 15 minutes prior to start time. A pen and paper is recommended to write notes. You may also type your questions into the chat feature within Zoom. We hope to see you there!