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Economic Impact Payments: As part of the COVID-related Tax Relief Act of 2020, the Internal Revenue Service (IRS) has begun sending a second round of stimulus checks—also known as Economic Impact Payments—to eligible individuals. We are sharing the following information with you because we understand the importance of these funds to you and your family.

Due to the number of members expecting to receive payments, we anticipate you may temporarily experience longer wait times when calling Member Services or visiting a branch. We encourage you to check your accounts via Online Banking or our mobile app where you can also sign up for Automatic Deposit Alerts to find out when funds have posted. To learn more about our digital options, visit Bellco.org/DigitalBanking.

Electronic Stimulus Deposit
If you are eligible to receive a payment electronically, it will likely be deposited directly into the same account used when you filed your 2019 tax return and/or the account number used in the previous stimulus payment program. If you are viewing your account information online, you may see the payment as a pending transaction. The government will not release these funds until January 4th at the earliest. 

Printed Stimulus Check
If you are eligible to receive a paper check, you can deposit the check from the safety of your home using our mobile app or at a Bellco ATM. To use mobile check deposit, you will need to be enrolled in Online Banking and have our mobile app on your device. 

Reminder: Bellco will not accept a postdated check; do not deposit your check until the listed date has arrived. Checks deposited remotely must be signed by all payees and include "For mobile deposit only at Bellco". If a check is not properly endorsed, your deposit may be rejected.

For additional information about the stimulus payments, direct deposit, and to check your payment status, please visit the IRS Economic Impact Payments website.

Schedule a video or phone appointment.

Meet with a Bellco Financial Specialist—without leaving your home. Use our video and phone appointments to help with most of your banking needs.

Video Appointments
Face-to-face banking wherever you are.
Schedule a Video Appointment

Phone Appointments
Talk at a time that's convenient for you.
Schedule a Phone Appointment

Have a need that requires a branch visit? You can save time waiting in line by scheduling an In-Person Appointment with a financial specialist at any Bellco branch.

Call Center Hours

You can call Member Services at 1-800-BELLCO-1 during the following hours:

Mon–Fri: 8 am–6 pm MT|
Saturday: 8 am–2 pm MT

At Bellco Credit Union, our first priority is the health and safety of our members, employees, and our communities. For this reason, we currently have limited lobby hours across our branch network while our drive-up hours will remain the same. We are committed to providing dedicated service to our members.

See Branch Hours & Availability below, for the most up to date information. 

For your convenience, the following options are also available:

  • Access your accounts 24/7 through our online banking platform, mobile app, and ATM network.
  • Questions: If you would like a call back from a Bellco financial specialist, please email us your name and phone number only at memberservice@bellco.org and we will get back with you as soon as possible (do not provide account numbers or Social Security numbers in your email).

Branch Hours & Availability

Location
Address
Hours
ATM
Nearest Drive-Up
9th & Colorado
870 N Colorado Blvd
Denver, CO 80220
303-689-7848

Lobby hours
10:00–2:00 M–F
Closed Sat

✔ATM Available

Nearest Drive-Up:
 Havana & Mississippi
Lakewood

98th & Washington
9710 Washington Street
Thornton, CO 80229
303-689-7586

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

Drive-up Teller hours
9:00–5:30 M–F
9:00–1:00 Sat

✔ATM Available
 
120th & Huron
12101 N Huron Street
Westminster, CO 80234
303-689-7574

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

Drive-up Teller hours
9:00–5:30 M–F
9:00–1:00 Sat

✔ATM Available
 
Arvada Ridge
5091 Kipling Street
Wheat Ridge, CO 80033
720-479-5265

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

✔ATM Available

Nearest Drive-Up:
 Westminster
Lakewood

Aurora City Place
14302 E Cedar Avenue
Aurora, CO 80033
303-689-7874

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

✔ATM Available

Nearest Drive-Up:
 Havana & Mississippi
Centennial

Brighton
450 E Bromley Lane
Brighton, CO 80601
720-479-5288

Lobby hours
10:00–2:00 M–F
9:00–12:00 Sat

✔ATM Available

Nearest Drive-Up:
Thornton
120th & Huron

Castle Rock
4989 Factory Shops Boulevard
Castle Rock, CO 80108
303-689-8109

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

✔ATM Available

Nearest Drive-Up:
 Lone Tree
Parker

Centennial
15321 E Orchard Road
Centennial, CO 80015
303-689-8171

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

Drive-up Teller hours
9:00–5:30 M–F
9:00–1:00 Sat

✔ATM Available
 
Colfax & I-225
13700 E Colfax Avenue
Aurora, CO 80011
720-479-5286

Lobby hours
10:00–2:00 M–F
Closed Sat

✔ATM Available

Nearest Drive-Up:
Havana & Mississippi
Centennial

DTC South
7275 S Havana Street
Centennial, CO 80112
303-689-7571

Lobby hours
10:00–2:00 M–F
Closed Sat

Drive-up Teller hours
9:00–5:30 M–F
Closed Sat

✔ATM Available
 
Englewood
3610-A River Point Parkway
Sheridan, CO 80110
720-479-5280

Lobby hours
10:00–2:00 M–F
Closed Sat

✔ATM Available

Nearest Drive-Up:
Littleton
Southwest

Grand Junction
2478 Highway 6 & 50
Grand Junction, CO 81505
303-689-7834

Lobby hours
10:00–2:00 M–F
9:00–12:00 Sat

Drive-up Teller hours
9:00–5:00 M–F
9:00–12:00 Sat

✔ATM Available
 
Havana & Mississippi
1075 S Havana Street
Denver, CO 80012
303-689-7595

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

Drive-up Teller hours
9:00–5:30 M–F
9:00–1:00 Sat

✔ATM Available
 
Lakewood
570 S Wadsworth Boulevard
Lakewood, CO 80226
303-689-8140

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

Drive-up Teller hours
9:00–5:30 M–F
9:00–1:00 Sat

✔ATM Available
 
Littleton
8001 Southpark Way
Littleton, CO 80120
303-689-8184

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

Drive-up Teller hours
9:00–5:30 M–F
9:00–1:00 Sat

✔ATM Available
 
Lone Tree
9220 Park Meadows Drive
Lone Tree, CO 80124
303-689-7572

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

Drive-up Teller hours
9:00–5:30 M–F
9:00–1:00 Sat

✔ATM Available
 
Longmont
1250 S Hover Street
Longmont, CO 80501
720-479-5285

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

✔ATM Available

Nearest Drive-Up:
120th & Huron
Thornton

McCaslin
994 W Dillon Road
Louisville, CO 80027
720-479-5284

Lobby hours
10:00–2:00 M–F
Closed Sat

✔ATM Available

Nearest Drive-Up:
Westminster
120th & Huron

Parker
18448 E Lincoln Avenue
Parker, CO 80134
303-689-7957

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

Drive-up Teller hours
9:00–5:30 M–F
9:00–1:00 Sat

✔ATM Available
 
Sloan's Lake
1931 Sheridan Boulevard
Edgewater, CO 80214
303-689-7960

Lobby hours
10:00–2:00 M–F
Closed Sat

✔ATM Available

Nearest Drive-Up:
Lakewood
Havana & Mississippi

Smoky Hill
24350 E Smoky Hill Road
Aurora, CO 80016
303-689-7582

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

Drive-up Teller hours
9:00–5:30 M–F
9:00–1:00 Sat

✔ATM Available
 
Southwest
10058 W Progress Avenue
Littleton, CO 80127
303-689-7810

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

Drive-up Teller hours
9:00–5:30 M–F
9:00–1:00 Sat

✔ATM Available
 
Stapleton
3890 N Quebec Street
Denver, CO 80207
303-689-8108

Lobby hours
10:00–2:00 M–F
Closed Sat

✔ATM Available

Nearest Drive-Up:
Havana & Mississippi
98th & Washington

Thornton
12820 Holly Street
Thornton, CO 80602
303-689-8104

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

Drive-up Teller hours
9:00–5:30 M–F
9:00–1:00 Sat

✔ATM Available
 
Westminster
8851 Harlan Street
Westminster, CO 80031
303-689-8130

Lobby hours
10:00–2:00 M–F
9:00–1:00 Sat

Drive-up Teller hours
9:00–5:30 M–F
9:00–1:00 Sat

✔ATM Available
 
Show all branches

What to expect during your branch visit:

As a reminder, if you are not feeling well, please stay home and take advantage of our online and mobile banking solutions, or schedule a phone or video appointment.

  • State of Colorado Executive Order mandates that masks are required inside our branches.
  • All scheduled in-person appointments will require a temperature check
  • We may ask you to show us your Bellco debit or credit card, checkbook, or ID to help us identify you
  • Due to the limited number of people allowed in a branch at one time, please avoid bringing guests if possible so that we may serve more members
  • Floor decals have been installed to provide guidance on safe social distancing
  • Plastic dividers have been installed at desks and teller stations
  • Certain amenities like our restrooms, coin machines, and internet café will be temporarily unavailable
Social distancing symbols used at our branch locations 

We’re here to help.

Heart with hand and dollar sign
 

If you have any concerns about your ability to make payments for consumer loans, mortgages, or ChoiceLine, please reach out to Bellco Member Services at 303-689-7800 or 1-800-235-5261. We will review your accounts to determine what kind of assistance you qualify for, which may include a payment arrangement, workout plan, or loan modification. If you are requesting assistance with your mortgage loan, you may need to complete a mortgage assistance application.

Loan Relief for Businesses:

For our small business members who have been directly impacted by COVID-19, please see below for information to help you navigate the U.S. Small Business Administration’s Paycheck Protection Program (PPP) that was included in the Coronavirus Aid, Relief, and Economic Security (CARES) Act. While not a direct SBA lender, Bellco has partnered with Newtek Small Business Finance, a nationally licensed U.S. Small Business Administration (SBA) lender, to help support your small business.

The following resources are for existing Bellco Business Members.

Resources for Business Members
What you can do

Paycheck Protection Program: SBA Program assists small businesses affected by economic conditions as a result of COVID-19.

What you can do:

To begin the referral process with our partner Newtek, please send an email to businessloanprocessing@bellco.org with the below information and a member of the Business Services Staff will contact you.

  • Business name
  • Contact person – name and phone number
  • Number of employees
  • Number of years in business
  • Approximate loan amount

For information on all SBA relief options, visit Coronavirus Relief Options (sba.gov).

As always, the Business Services team is here to help. If you have additional questions, or would like to speak with us, please reach out to your business lender or email us at businessloanprocessing@bellco.org.

Leverage our digital-banking tools.

Complete many of your banking needs remotely by phone, online, or via our mobile app. You can make a payment, check your balance, transfer funds, and even deposit checks via the mobile app.

Mobile: Use the Bellco app anytime on your mobile device.
If you need to deposit a check, watch our tutorial on how to deposit using our mobile app.

Online: Bank online 24/7 at Bellco.org.

Schedule an Appointment: Connect with a Bellco Financial Specialist without leaving your home

TellerPhone: Bank using your phone: 303-689-7990 or 1-800-TELLER-0 (835-5370).

ATM: Access over 30,000 free ATMs across the U.S. through the CO-OP network.

Need help completing your banking services remotely? See our Self-Service Guide.

Download on the AppStore get it on Google Play

Apple Store and Apple logo are trademarks of Apple Inc. Google Play and Google Play logo are a trademarks of Google LLC.

Mobile phone using Bellco mobile banking app
 

How to Deposit Checks Remotely

This detailed tutorial takes you through the entire process of depositing your checks through mobile banking.

Providing financial wellness resources and tools.

Circle with hand and dollar sign

Bellco continues to provide unique financial resources and tools to help you and your family stay on the road to financial wellness. See some of our resources below to get started.

For you:
Get confident about your personal finances with Bellco MoneySmarts. 

For your children:
Explore Coindexter, a virtual-world game site that teaches children how to earn, save, spend, manage, and invest money (designed for children ages 5-12).

Prepare your kids for their financial future with FUNancial $marts, a downloadable activity book for elementary students.

Visit EverFi's Family Portal for a library of digital courses, including financial education for students in grades K–12.

For all:
Be safe. Cyber criminals often use turbulent times to launch new scams. See the Federal Trade Commission's advice for consumers to protect yourself from scams.

FAQs

Where is my Economic Impact Payment (stimulus check)?

The IRS has created the Coronavirus Economic Impact Payments site, which provides helpful information, including:

  • Eligibility and Payment Amount: To find out if you're eligible to receive a stimulus check and how much you might be eligible for, please visit this IRS page.
  • Non-filer Tool: For those who don't normally file a tax return based on your annual income, details on how you can provide the IRS your payment information is available here.
  • Payment Method and Status: The IRS has launched a new toolthat allows you to view the status of your payment, which can be accessed here.

IMPORTANT: If you need to provide the IRS with payment or account information in order to receive your Economic Impact Payment check, please go through the official IRS coronavirus website and access the "Economic Impact Payment" section to submit your account information.

Before calling our Members Services Call Center to ask about your payment, please be sure to review the information provided by the IRS to determine your payment eligibility, status, and distribution method. You can always take advantage of the many services we offer through online banking and our mobile app, which will allow you to quickly check to see if we have received your payment.

Are Bellco branches open?

Yes, our branches are open. For up-to-date information on individual branch hours please see the branch table included above. Our first priority is the health and safety of our members, employees, and community. We will be limiting the number of occupants in our lobbies at one time, so we encourage you to schedule an appointment to help reduce possible wait times.

Am I still be able to access ATMs?

Our branch ATMs will remain open. You can also access over 30,000 free ATMs nationwide that are part of the CO-OP Network. We also encourage you to access your accounts online or by using the Bellco mobile app.

How much cash can I withdraw from an ATM?

You may access your accounts using your Bellco debit or ATM card and withdraw up to $610 daily for consumer accounts (excluding Student Checking).

If I can’t visit a branch, how can I access my account?

We strongly encourage our members to leverage our digital banking tools for 24/7 account banking needs. You can complete many banking needs remotely by phone, online, or via our mobile app. You can make a payment, check your balance, transfer funds, and even deposit checks via the mobile app.

How will I know if a branch or ATM is available?

For the latest information on branch access and services, please see the branch table included above.

How will transactions that cannot be performed at an ATM or drive-up be handled?

Access to money and banking services are essential, and we are committed to maintaining continuity of these critical services. To serve our members better, we will temporarily allow additional services through our drive-ups. If you have a specific need that requires you to visit us inside a branch lobby, you will need to make an appointment. To do so, please schedule a phone consultation and a branch employee will call you directly.

Can I call Member Services to complete my banking needs?

In an effort to provide the best possible member experience during this situation, we strongly encourage you to take advantage of our online and mobile banking tools to address your banking needs. We do expect high call volumes and wait times for those who call. If you need to speak with a Bellco financial specialist, please email your name and phone number only to memberservice@bellco.org to receive a call back (do not provide account numbers or Social Security numbers in your email).

What if my income has been impacted by the Coronavirus and I can’t make payments?

We are here to help. If you are experiencing a financial hardship due to the impact of the Coronavirus, complete the loan relief form outlined in the section above, or email memberservice@bellco.org and a financial specialist will call you directly (do not provide account numbers or Social Security numbers in your email).

Where can I find out more about the CARES Act?

The Coronavirus Aid, Relief, and Economic Security (CARES) Act is an over $2 trillion stimulus bill aimed at providing financial help for those negatively impacted by the coronavirus outbreak. For additional information about the stimulus payments (i.e., economic impact payments) and direct deposit, please visit the IRS Economic Impact Payments website.