Positive Pay

Protect Your Business from Checking and ACH Fraud

In an era where over 75% of organizations faced payments fraud last year, it’s crucial to safeguard your business. Positive Pay is a fraud prevention tool offered to Bellco business members that can help you review checking and ACH transactions on your account more efficiently. It offers check positive pay, ACH positive pay, account reconciliation, and custom ACH reporting—all from a single platform.

Check Positive Pay Features

  • Payee match: Ensure payee names match on check images and issued check files
  • Online check image viewing: View front and back images of exception and paid checks

ACH Positive Pay Features

  • ACH authorization: Define rules for pre-approved ACH activity
  • Transaction filter/block: Identify suspicious activity with customizable rules

Additional Features

  • Automated processing
  • Exception management
  • Account and deposit reconciliation
  • Reverse Positive Pay
  • ACH corporate reporting (NOC, Returns, EDI)

Don’t let fraud jeopardize your business. Act today!

If you’d like to learn more details about Positive Pay and discuss how it can be utilized for your business, you can fill out a Small Business Request form and a Bellco representative will get in contact with you.