The Colorado Springs North Academy Branch is located on the north side of the road west of the intersection of N Academy Blvd and N Union Blvd close to Whataburger.
We’re proud to serve the Colorado Springs area. Bellco is a Colorado-based, not-for-profit, financial cooperative offering a full complement of banking products and services including checking accounts, home equity lines of credit, auto loans, credit cards, business services & more.
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Limited Time Offers
Services Offered
Coin machine
24-hour drop box
Drive-up teller lane
Drive-up ATM
Choosing a credit union is about more than finding a place to manage your money—it’s about joining a financial institution that puts your needs first. At Bellco Credit Union, serving members across Colorado Springs, CO, and beyond, you will experience friendly service, competitive rates, and a level of care rooted in community values. Since opening our doors in 1936, Bellco has operated with one mission: to serve our members and their communities with transparent, reliable, and supportive financial solutions. Unlike traditional banks that answer to shareholders, Bellco focuses on what matters most: you, our members, and your financial well-being, long-term stability, and everyday banking comfort.
As a not-for-profit, member-owned credit union, Bellco reinvests earnings back into better rates, fewer fees, and accessible financial products designed to help you thrive. Whether you’re opening a new account, exploring loan options, or seeking assistance with your financial goals, our Colorado Springs North Academy branch delivers the personalized service of a local institution backed by the security and strength of one of Colorado’s largest credit unions. You can also manage your finances with ease using our online and mobile banking tools anytime you need them.
Exploring Member-Focused Financial Solutions at Bellco Credit Union
You’ll find a full suite of financial products designed with simplicity, convenience, and long-term value in mind. From interest-earning checking accounts and competitive savings options to home equity lines of credit, auto loans, credit cards, and business services, our Colorado Springs North Academy branch provides everything you need under one trusted financial partner. Located on the north side of the road west of the intersection of N Academy Blvd and N Union Blvd (close to Whataburger) our branch offers multiple ways to bank, including a walk-up 24-hour ATM, drive-up ATM lane, drive-up teller lane, and a secure 24-hour drop box for day or night access.
One of Bellco’s most unique offerings is our Boost Interest Checking account, which can help you earn a higher interest rate than many CDs, money markets, or standard savings accounts—all by simply using your debit card a certain number of times each month, having one direct deposit transaction each month, and logging into online or mobile banking at least once each month. With no minimum balance requirement and no monthly maintenance fee, members enjoy greater control and more rewards without the added stress of complex conditions. It’s all part of our commitment to delivering meaningful value through financial tools that genuinely support your lifestyle. Ready to boost your interest and rewards? Contact us today to learn more!
About Bellco
Since 1936, Bellco Credit Union has been dedicated to serving its members and the community with a mission that sets it apart from traditional banks. Unlike banks that prioritize shareholders, Bellco focuses on providing its members with exceptional rates, fewer fees, and a wide range of convenient financial products. As a member-owned financial institution, Bellco makes decisions with our members’ best interest in mind.
Your Trusted Financial Partner in Colorado Springs, CO
When you choose Bellco Credit Union, you’re choosing a financial institution that values you as a member, not a number. Credit unions like Bellco are built on the principle of people helping people. This means you’ll enjoy personalized service, fewer fees, and better rates on loans and savings accounts. Bellco combines the friendly, local feel of a community bank with the financial strength and security of one of Colorado’s largest credit unions.
Bellco Credit Union strives to be more than just a not-for-profit financial institution. We are committed to giving back to the local Colorado communities we serve. Plus, by financially empowering our members, we contribute to the prosperity of Colorado Springs, CO and the surrounding areas. Our mission extends beyond great rates and friendly service—we’re here to support your financial goals and help you thrive.
Ready to experience the difference of a credit union that truly cares? Let us help you achieve your financial dreams with personalized service, innovative products, and a commitment to your success.
Frequently Asked Questions
What makes Bellco Credit Union different from a bank?
Bellco operates as a not-for-profit credit union, meaning earnings go back to members rather than shareholders. This allows us to offer better rates, lower fees, and more personalized service. Our focus is on helping members achieve financial stability rather than meeting profit targets.
Can I apply for a loan online through Bellco?
Yes. Bellco offers convenient online applications for auto loans, personal loans, and more. You can submit required information digitally and receive quick updates from our lending team, making the entire process efficient and user-friendly.
Do I need to live in Colorado Springs to become a Bellco member?
No. Membership is open to individuals across various Colorado communities, and eligibility can also extend through employers and community partnerships. Many consumers apply because they want the benefits of a reliable local credit union regardless of where they reside in the state.
Does Bellco offer financial tools for managing accounts on the go?
Absolutely. Members can access mobile banking, online account management, digital payments, and budgeting tools. These resources make it easy to track spending, move money, and stay on top of your financial goals wherever you are.
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*NO PURCHASE NECESSARY TO ENTER OR WIN. For Official Rules, visit the Colorado Springs North Academy Branch located at 5495 N Acaedmy Blvd Colorado Springs, CO 80918 during the sweepstakes period. Sweepstakes Period: August 3, 2026 at 9:00am MT to August 8, 2026 at 12:59pm MT.
1LIMITED-TIME OFFER. Valid only if you don’t have an active checking account with Bellco and you open a new checking account at any Bellco branch location or online, from July 20, 2026, through August 31, 2026 (the “Offer Period”). Limit one bonus per account. Limit one bonus per household. To qualify for this offer, you must be or become a Bellco member and qualify for a checking account with Bellco; you cannot qualify if you already have a current checking account with Bellco. To receive the $300 bonus, you must: 1) open a Bellco checking account, which is subject to approval, during the Offer Period; and 2) have at least one qualifying direct deposit of $500 or more into your checking account. The first required deposit ($500 minimum) must be credited to your new checking account within 60 days of the date the account was opened. Direct deposit must be recurring and come from payroll, pension, Social Security, or other recurring government benefits as indicated by deposit description. The monthly direct deposit cannot be multiple direct deposits combined to reach the required $500 minimum. The $300 bonus will be deposited into the new checking account within 90 days of meeting the direct deposit requirement. The $300 bonus will be given if the account opened is in good standing (i.e. not overdrawn) at the time the bonus is paid. The $300 bonus will be reported as interest earned on IRS Form 1099-INT, and you are responsible for any applicable taxes. To retain the $300 bonus, the checking account must remain open and in good standing for at least one year from the date of the account opening; otherwise, Bellco reserves the right to reclaim the bonus amount.
2LIMITED–TIME OFFER. In order to qualify for the $300 Cash Back, 1) the loan must be used to refinance a current auto loan from a financial institution that is not Bellco Credit Union, 2) the loan amount must be at least $10,000, 3) the loan application must be completed at Bellco’s NEW Colorado Springs North Academy Branch located at 5495 North Academy Blvd. Colorado Springs, CO 80918 on or between August 3, 2026 and August 31, 2026, 4) the loan must close within 60 days of the application date, 5) you must make the first payment on your auto loan by the due date, and 6) Bellco must be the primary lienholder of the vehicle securing the loan. After all these conditions have been met, the $300 will be deposited into a Bellco account within 90 days of the date first payment is made. If you choose to postpone your first payment for up to 90 days, interest will continue to accrue on your loan during this period. This may impact the amortization of your loan, and when the $300 will be deposited into your account, if you qualify for this promo. The $300 will be reported as interest earned on IRS Form 1099-INT, and you are responsible for any applicable taxes. The Annual Percentage Rate (APR) provided above is for well-qualified borrowers. The stated APR only applies to auto loans originated in Colorado. Advertised rates are subject to change without notice. All loans are subject to approval. The final APR may vary based on several factors, including personal credit history, term of loan, loan to value, and age of auto. You must qualify for membership. Other conditions and restrictions may apply.
3LIMITED–TIME OFFER. The 5.90% APR for the fixed rate promotion is available to anyone that 1) qualifies and advances at least $20,000.00 from the available line of credit at the time the Fixed Rate Subaccount is opened and 2) the loan application or loan advance request must be submitted online or at any of Bellco’s branch locations beginning on July 20, 2026, and no later than August 31, 2026. Conditions and restrictions, including those related to CLTV and credit score, apply. For full details about ChoiceLine go to Bellco.org/ChoiceLine. If you don’t qualify for the promotional rate, the APR for fixed-rate advances will be set using the fixed rate Bellco is offering at the time you fix the rate based on your credit score, combined loan to value, and lien position at the time the loan is closed. This fixed rate will be in effect for the whole term of the applicable Fixed-Rate Subaccount, which cannot exceed the remaining term of the loan. Variable Annual Percentage Rate (APR) for well-qualified borrowers as of June 1, 2026, is 6.75% and is subject to change without notice. Maximum APR for variable rate advance is 21%. Variable rate may change after account opening. Property must be insured, owner occupied (primary or secondary) and located in Colorado. This offer can end at any time. Membership eligibility required. All loans subject to approval.
