Become a Member

Banking at Bellco means you’re also a valued member of one of the largest credit unions in Colorado. Your membership gives you access to lower interest rates on loans, higher yields on deposits, our wide network of surcharge-free ATMs, free financial advice, and more.

You can join online or stop in any of our branch locations. There’s a one-time $5 membership fee and a $25 minimum deposit.

Once a member, always a member. Even if you take a different job or move to another state, you can keep all your Bellco accounts.

There are five simple ways to make the switch to Bellco:

  1. LOCATION: Where you live or work If you live or work in any of the following areas, you are automatically eligible to join Bellco:

    Adams County
    Arapahoe County
    Boulder County
    Broomfield County
    Denver County
    Douglas County
    El Paso County
    Garfield County
    Jefferson County
    Mesa County
    Moffat County
    Rio Blanco County
    Weld County

  2. FAMILY: Is anyone in your family a Bellco Member?
    If anyone in your family is a Bellco member then you are eligible for membership, too.
  3. EMPLOYER: If you work for a company that is a Bellco Select Employee Group (SEG)
    Check our list of employee/association groups. You are automatically eligible for Bellco membership if you or a member of your immediate family is employed by or affiliated with any of these companies.
  4. CONSUMERS UNITED ASSOCIATION: For residents of Colorado
    Bellco is affiliated with Consumers United Association (CUA), a nonprofit advocacy group educating consumers on financial issues. If you're a Colorado resident and become a member of CUA, you're automatically eligible to join Bellco. For more information, call 303-689-7800 (1-800-BELLCO1 outside metro Denver), visit, or go to any Bellco branch and ask a representative how you can join CUA.
  5. BELLCO FOUNDATION: For interested parties outside of Colorado
    Do you want to join Bellco but live out of state? We've got you covered. By joining the Bellco Foundation, you become eligible for Bellco membership. The Bellco Foundation is a 501(c)3 non-profit organization and any contribution you make to the Foundation may be tax deductible. Consult a tax professional regarding the tax deductibility of your donation. Simply follow the instructions at to get started.

If you are an employer looking for a no-cost benefit to offer your employees, credit-union membership is your answer. Click here to learn more about all the great benefits of becoming one of Bellco's Select Employee Group.

Business Development Department

Important Information about Opening an Account
To help the government fight the funding of terrorist and money-laundering activities, the U.S. Patriot Act requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address of physical residence, date of birth, taxpayer identification number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.