Retirement Savings Calculator

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How much should you save for retirement?

The amount you should save in your retirement nest egg depends on various factors, such as your age, income, retirement goals, lifestyle, and expected expenses in retirement. In general, according to Osaic Institutions, Inc., you should aim to save enough to replace about 80% of your pre-retirement income in retirement. The exact amount you should save throughout your working years will depend on your individual circumstances. It’s always a good idea to consult a financial advisor who can help you develop a retirement plan tailored to your needs.

The calculator provided on this page is provided for general and educational purposes only.  It is not intended to provide legal, tax, or investment advice.  The accuracy of this online tool and its applicability to the information provided is an estimate and is not guaranteed. Your actual figures (i.e., savings, account balance, etc.) could vary based on many factors.

*Investment and insurance products and services are offered through Osaic Institutions, Inc., Member FINRA/SIPC. Osaic Institutions and Bellco Credit Union (“Bellco”) are not affiliated. Products and services made available through Osaic Institutions are not insured by the NCUA or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any credit union or credit union affiliate. These products are subject to investment risk, including the possible loss of principal. The past performance of any investment product should not be considered an indication of future results. Insurance products may be purchased from a producer of your choice without affecting your relationship with Bellco. Bellco has contracted with Osaic Institutions to make non-deposit investment products and services available to credit union members.