Find out if refinancing your home is right for you with Bellco Credit Union's mortgage refinance calculator.

Home Refinance Calculator

Home Calculators Home Refinance Calculator

Should you refinance your home?

Refinancing a home involves obtaining a new mortgage to replace the existing one. The primary reason to refinance a mortgage is to take advantage of lower interest rates, which can reduce your monthly payments and the total amount of interest you’ll pay over the life of the loan. With a home refi, you can change the length of your mortgage, convert an adjustable-rate mortgage to a fixed-rate mortgage, or tap into your home’s equity.

The calculator provided on this page is provided for general and educational purposes only.  It is not intended to provide legal, tax, or investment advice.  The accuracy of this online tool and its applicability to the information provided is an estimate and is not guaranteed. Your actual figures (i.e., monthly payments, total payments, home value, etc.) could vary based on many factors.