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Understanding Social Security: A Look at the Bigger Picture

Join host Michael Mullen, Executive Financial Advisor with CFS*, and presenter Ryan B. McKay**, Regional Director with Protective Life, to learn:

What your full retirement age is and how your Social Security benefit is determined.
How retiring earlier or later than your full retirement age may affect your Social Security benefit.
Why it's important to plan with your spouse, and strategies you can use to help boost retirement and survivor's benefits.
How working after you begin receiving Social Security could affect how much you receive.

Date	Time	Location
Thursday, Oct. 26	6:30pm - 7:30pm	Bellco's Havana Branch

RSVP by Friday, October 20 at 303-367-9768 or cfs-gmullen@bellco.org

*Insurance products and services are offered through CUSO Financial Services, L.P. ("CFS"). Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make certain insurance products and services available to credit union members.

**Ryan B. McKay and Protective Life are not affiliated with Bellco Credit Union or CUSO Financial Services, L.P. or any of its representatives.