Fee Schedule

Membership Fee $5.00
Insufficient Funds Fee on Transaction Accounts
(to include ACH, Check and Visa Debit Card transactions)
$31.00
Money Market Low Balance Fee
(daily balance drops below minimum balance requirement for Member or Premier Money Market)
$10.00
Overdraft Protection Convenience Fee $0.99
Stop Payment (single or series) $31.00
Check Image/ Photocopy (first 2 requests during statement period: no charge) $2.00
Rush Service Fee for Check Image/Photocopy (within 24 hours) $5.00
Returned Item $10.00
Non-Member Check Cashing Fee $4.00
Oil & Gas Lease Draft Fee $45.00 
Wire Transfers - Domestic (free with Platinum Checking) Other financial institutions handling the transaction may charge fees. $20.00
Wire Transfers - International (free with Platinum Checking) Other financial institutions handling the transaction may charge fees. $40.00
Statement Copies (FREE using Bellco Online Banking) $2.00
Money Orders (Free with Platinum Checking) $5.00
Official/Cashier's Checks (Free with Platinum Checking) $5.00
Collection Items/Outgoing (plus third party charges) $10.00
Levy/Garnishment $50.00
Temporary Checks (8) $4.00
Printed Account Histories
(FREE using Bellco Online Banking)
$2.00
Account Inquiries (FREE using self-service options) $2.00
Automatic Deduction Stop Payment $31.00
Account Reconciliation Fee (Hourly) $20.00
Plastic Card Replacement (Per Card) $6.00
Re-issue Lost PIN $1.00
Prepaid Card Purchase Fee $3.00
Plastic Card Microfilm Copy of Sales Draft $2.00
ATM Security Film Development $30.00
Rush Order on Plastic Cards $45.00
Inactive Account Fee (no activity past 6 months and balances less than $500) $5.00
Early Account Closure Fee
(savings or checking accounts closed within 180 days of account opening date)
$25.00
Returned Mail Fee $3.00
Visa International Service Assessment Fee on Visa Check and ATM card use 1% of Transaction amt
Credit Report Fee No Charge
Online E-Payment $3.00
Line Of Credit Late Fee $15.00
Credit Card Late Fee up to $25.00
Loan Secured Late Fee $15.00
First Mortgage Late Fee 5% of Monthly pymt
Transfer out of financial institution account
(available via Bellco Online Banking)
$2.00
Bill Pay Inactivity Fee
(A monthly $6 inactivity fee will be assessed unless all enrolled bill pay members complete at least one bill pay transaction during each month)
$6.00
Bill Pay Expedited – Electronic Payment $7.00
Bill Pay Expedited – Paper Check $30.00
Bill Pay Year End CD $20.00
Bill Pay Date Range CD $18.00
HSA Account Opening $16.00
Overnight Mail Fee (Next Business Day) $15.00
Expedited Mail Fee (Second Business Day) $13.00
MAX Checking Fee (reduced by 25¢ per valid debit card transaction) $6.00/month
Platinum Checking Fee (monthly fee waived with $15k combined balance in deposits and loans - includes a Bellco mortgage) $12.00/month

As of Date: 3/16/2015