Fee Schedule

Membership Fee $5.00
Insufficient Funds Fee on Transaction Accounts
(to include ACH, Check and Visa Debit Card transactions)
Money Market Low Balance Fee
(daily balance drops below minimum balance requirement for Member or Premier Money Market)
Overdraft Protection Convenience Fee $0.99
Stop Payment (single or series) $31.00
Check Image/ Photocopy (first 2 requests during statement period: no charge) $2.00
Rush Service Fee for Check Image/Photocopy (within 24 hours) $5.00
Returned Item $10.00
Non-Member Check Cashing Fee $4.00
Oil & Gas Lease Draft Fee $45.00 
Wire Transfers - Domestic (free with Platinum Checking) Other financial institutions handling the transaction may charge fees. $20.00
Wire Transfers - International (free with Platinum Checking) Other financial institutions handling the transaction may charge fees. $40.00
Statement Copies (FREE using Bellco Online Banking) $2.00
Money Orders (Free with Platinum Checking) $5.00
Official/Cashier's Checks (Free with Platinum Checking) $5.00
Collection Items/Outgoing (plus third party charges) $10.00
Levy/Garnishment $50.00
Temporary Checks (8) $4.00
Printed Account Histories
(FREE using Bellco Online Banking)
Account Inquiries (FREE using self-service options) $2.00
Automatic Deduction Stop Payment $31.00
Account Reconciliation Fee (Hourly) $20.00
Plastic Card Replacement (Per Card) $6.00
Re-issue Lost PIN $1.00
Prepaid Card Purchase Fee $3.00
Plastic Card Microfilm Copy of Sales Draft $2.00
ATM Security Film Development $30.00
Rush Order on Plastic Cards $45.00
Inactive Account Fee (no activity past 6 months and balances less than $500) $5.00
Early Account Closure Fee
(savings or checking accounts closed within 180 days of account opening date)
Returned Mail Fee $3.00
Visa International Service Assessment Fee on Visa Check and ATM card use 1% of Transaction amt
Credit Report Fee No Charge
Online E-Payment $3.00
Line Of Credit Late Fee $15.00
Credit Card Late Fee up to $25.00
Loan Secured Late Fee $15.00
First Mortgage Late Fee 5% of Monthly pymt
Transfer out of financial institution account
(available via Bellco Online Banking)
Bill Pay Inactivity Fee
(A monthly $6 inactivity fee will be assessed unless all enrolled bill pay members complete at least one bill pay transaction during each month)
Bill Pay Expedited – Electronic Payment $7.00
Bill Pay Expedited – Paper Check $30.00
Bill Pay Year End CD $20.00
Bill Pay Date Range CD $18.00
HSA Account Opening $16.00
Overnight Mail Fee (Next Business Day) $15.00
Expedited Mail Fee (Second Business Day) $13.00
MAX Checking Fee (reduced by 25¢ per valid debit card transaction) $6.00/month
Platinum Checking Fee (monthly fee waived with $15k combined balance in deposits and loans - includes a Bellco mortgage) $12.00/month

As of Date: 3/16/2015