June 2021 Newsletter
Although many people are taking to the skies to travel post-COVID, others will plan to stick to the road. And with good reason—flying might get you to a destination quickly, but travel by car lets you see all the sights and curiosities along the way. And no matter whether you’re journeying to another part of the country or just another part of our state, you’ll have plenty to take in.
But first, it’s important to be sure your vehicle is road-ready—after all, you don’t want car trouble to get in the way of your vacation! Here are some things to take care of before you go:
- Check the pressure in all of the tires and do a visual inspection for any foreign objects, cuts, or bulges. Head to a reputable tire shop for repairs or replacements you might need.
- Inspect the battery to be sure the connection is tight and that there’s no corrosion. If there is corrosion and you’re unsure of how to clean it, consider taking it to a professional.
- Replace your wiper blades and top off your wiper fluid.
- If it’s time for an oil change (or if it would be partway through your trip), get that taken care of. Your car depends on its essential fluids for best performance.
- Be sure your headlights, taillights, and signals are operational—and if you’re pulling a trailer, make sure its taillights and signals are working as well.
- Create or restock an emergency kit—include supplies such as a flashlight with working batteries, jumper cables, first aid supplies, nonperishable snacks, drinking water, and emergency flares or reflectors.
If you make any repairs or replacements on your own, be sure to consult your owner’s manual to ensure that you are using the right part or fluid type for your vehicle.
And if you are ready for a road trip but know your car isn’t up for the task, you can always look into purchasing a new one. Right now, Bellco is offering great rates on car loans—as low as 2.49% APR.
You can visit our Auto Loans page to learn more and apply online, or contact one of our loan specialists for additional assistance at 1-800-BELLCO-1.
By Sallie Mae® Student Loans
Bellco has partnered with Sallie Mae® to oﬀer loans created specifically for the needs of undergraduate and graduate students, and their parents. When scholarships, grants, and federal student loans aren’t enough, these loans can help you get the money you need with smart features and great benefits:
- Multiple repayment options
- Competitive variable and fixed interest rates
- No origination fee and no prepayment penalty1
- Borrow up to 100% of all your school-certified expenses for the entire year like tuition, fees, books, housing, meals, travel, and even a laptop.2
Smart Option Student Loan® for Undergraduate Students
This loan is a smart solution for students pursuing a bachelor’s or associate’s degree, or a certificate at a degree-granting school.
The Sallie Mae suite of graduate loans is designed for specific master’s, doctoral, and professional programs, including medical, dental, MBA, law, health professions, and other graduate degrees.
Give the gift of education to your student with a loan in your own name; this is available for parents, relatives, or any creditworthy individual.
Learn more and get started at Bellco's Sallie Mae Student Loans page.
1Although Sallie Mae does not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
2Loan amount cannot exceed the cost of attendance less financial aid received, as certified by the school. Sallie Mae reserves the right to approve a lower loan amount than the school-certified amount. Miscellaneous personal expenses (such as a laptop) may be included in the cost of attendance for students enrolled at least half-time.
Sallie Mae and Smart Option Student Loan are registered service marks of Sallie Mae Bank
As a not-for-profit, Colorado-based financial cooperative, Bellco is committed to providing tools and resources to help our members and the community feel financially empowered. One way we've done this is by collaborating with Denver 7 to provide communities across Colorado with helpful financial tips.
In a recent Denver 7 newscast, reporter Eric Lupher provided tips and loan options for homebuyers looking to become a stronger buyer in a sellers market. You can view the segment below:
To learn more about the necessary steps in purchasing a home, visit our MoneySmarts page.
By The Insurance Loft
On a scale of 1-10, how much do you love buying insurance? As much as you like paying your taxes, going to the dentist, or a full day of Zoom meetings? Because let’s be honest, insurance can be confusing and frustrating, which is precisely why The Insurance Loft exists.
We realize insurance isn’t exactly fun, but that does not make it any less important. So we reimagined the process, eliminated the guesswork, and created a solution that puts our clients at the center of everything we do.
A Difference You Can See
All of our clients are paired with an experienced advisor because, honestly, insurance is complicated. Buying coverage on your own is tricky and risky. So, at absolutely no cost, our clients receive expert advice from a real professional.
We don’t believe in pushy sales tactics or gimmicks to sell policies. Our advisors are salaried employees whose primary goals are helping clients find the right coverage and providing excellent customer service. Whether it is quoting new insurance or assistance with a claim, our focus remains on you.
On average, our clients save more money by working with our advisors than shopping on their own. Our clients enjoy more coverage options, better service, and the most affordable rates. All while taking advantage of our easy-to-use online portal and five-star staff.
Insurance is confusing and frustrating, but if you work with an Insurance Loft advisor, you’ll learn why our clients rate us a 10 out of 10 and consistently recommend us to their friends and family.
Are you ready to experience smarter insurance? Connect with The Insurance Loft, the preferred home, auto, life, business, and pet insurance provider for Bellco members.
Prefer to talk with an advisor? Give us a call at 1-888-808-6475 or schedule an appointment!