June Newsletter

Since 1936, Bellco has been dedicated to improving the quality of life for Coloradans by giving back to the communities we serve. As our membership grows, so do our opportunities to give back. Whether we're assisting local charities, sponsoring local events, or surprising people with random acts of kindness, Bellco strives to make a real difference in the community.

Just look for the Bellco Gives Back Car or Team out in your community, snap a photo, and upload it to Facebook, Twitter or Instagram with the hashtag #BellcoGivesBack and you’ll be automatically entered to win.

Here are just a few of the events our Bellco Gives Back Team will be attending this month:

Saturday, June 3: Bellco will be at the Louisville Farmer’s Market, handing out bags to fill with fresh, local produce. 

Saturday, June 10: Bellco will be at Jodi’s Race for Awareness in City Park, helping keep runners hydrated. Jodi’s Race is a 5K walk/run to raise awareness of the symptoms and risk factors of ovarian cancer.

Saturday, June 17: Bellco will be at Denver Century Ride at The Shops at Northfield Stapleton. The race features bicycle courses for all skills levels, and benefits bicycle-advocacy organizations in Colorado.

Saturday, June 24: Bellco will be presenting the first 2017 Movies in the Park screening at Carpenter Park Fields in Thornton. There will also be free cooler chairs available to attendees (while supplies last).  

Friday, June 30: As the sponsor of Denver Art Museum’s Free for Kids program, Bellco will be outside of Denver Art Museum giving out day passes. Some lucky visitors may also receive a “special DAM experience.”

For a full list of community events that Bellco will be involved with this summer, including music festivals, business networking events, blood drives and more, visit Bellco.org/Events.

*NO PURCHASE NECESSARY TO ENTER OR WIN. VOID WHERE PROHIBITED BY LAW. Official rules for sweepstakes are available here.

Hudson Gardens

Colorado is well known for stunning natural beauty in its open spaces, state parks, and national parks and forests. Which is why, particularly in the summer, in-state residents and out-of-state tourists flock to those areas to camp, hike, fish, boat, and enjoy the beautiful surroundings. Unfortunately, sometimes the sheer volume of people and human choices take their toll, and in extreme cases, such as at Hanging Lake near Glenwood Springs, protectors might decide to close those areas down. 

To help ensure that our state’s natural wonders can still be accessible and enjoyable for everyone, we all need to observe the standard rules most Coloradans follow. If you’re new to our state or if you’re hosting out-of-state guests who intend to partake in our great outdoors areas, please brush up on these “rules of the trail,” and be sure your guests understand them too. 

  • Read and adhere to posted rules within the park or campground or at the head of the trail. They help protect the area. 
  • Remember the adage, “Take only pictures and leave only footprints.” Although those wildflowers are gorgeous and it might seem like there are millions, if everyone who visits that area takes a flower, soon there will be none. Similarly, don’t leave behind anything that isn’t native to the area. Please be responsible for packing out whatever you bring in—from personal belongings to trash.

  • When hiking, stick to the trail. It can be tempting to take a shortcut or to try to move in for a better view, but remember that leaving a trail means you’re invading an ecosystem, which can damage it in short- and long-term ways.

  • Be mindful of fire danger warnings, and light fires only when allowed and only in designated areas. Never leave your fire unattended and always be sure to extinguish your fire fully before you leave.

  • Graffiti hurts. While it might seem charming to “leave your mark” for others to see, graffiti (whether from spray paint or carving) can permanently damage plants and trees, and it ruins the view for those who follow you. 

  • Don’t feed the animals. Wildlife—including birds, squirrels, and chipmunks—might seem friendly and deserving of your potato chip or sandwich crust, but those animals weren’t designed for “people food.” Admire them from afar, and don’t share your goods. 

If you have further questions about the particular area you’re in, check with a park or forest service ranger or read up on the area before or during your visit. This is how we can take care of our state, and this is how we’ll help ensure that others will be able to enjoy it for generations to come. 

Summertime Hail DamageBy Automotive Avenues

Don’t you love summer? The temperatures rise and the sun seems to be a welcome participant in all of our outdoor events. But when the skies darken and the storms move in, there is one form of weather that no one wants to see—hail! Hail damage has caused more than $3 billion in insured damage in Colorado over the past 10 years and there is no reason to believe this is going to change anytime soon. 

The problem with hail is that it rolls in quickly, unleashes significant damage in a short period of time, and then moves on. So what happens when the storm passes and the sun comes out? We are left with an ugly, damaged, pitted vehicle among other things. In some cases, we may even have cracked or shattered windshields and our cars are not drivable. 
 

Here are a few quick tips outlining what you should be prepared to do both before and after a hail storm.

Make sure you have the right insurance
There are many variations of auto insurance you can carry, and depending on the vehicle you are protecting, any of them may make sense. But in the case of hail damage, you need to have what is called “comprehensive” insurance for the damage to be covered. 

If you carry only “liability” insurance, damage to your vehicle from a storm like this will not be covered. In some cases, this may make sense (for older vehicles that may be valued under $5,000, etc.), but the majority of the time, you are going to want to have comprehensive insurance coverage in Colorado.

Put in a call immediately after the hail event
Remember that the same hail storm that just hit your vehicle damaged everyone else’s car in your area as well! There will be a lot of calls for assistance to the insurance companies during these times and you want to make sure you get in line as soon as possible. 

When you call, make sure you have all of your information ready to go including your policy number, the date, time, and location of the event, and even have some photos and a description of the damage ready to go. 

If there are safety or drivability issues with your car (damaged side mirrors, windshields, etc.), make sure you tell your insurance agent immediately. They may be able to expedite the claim as a result. If you have any concerns about driving your car for safety reasons, check your policy, you may have access to a rental car as a handy option in these cases.

What to do with that big insurance check!
It may seem obvious to take that check and fix your car. But depending on your personal situation, you may or may not want to do this. The first question is whether or not you have a loan on your car or truck. If you do, the insurance check will most likely be made out to you and your lender. Your lender will then require that the damages be fixed with the proceeds provided by the insurance company.

But if you own your car outright, it is up to you whether or not you decide to make any repairs. Just remember that if you don’t repair your hail damage and another storm rolls through (which is quite likely in Colorado!), you will not be able to make another claim.

Storms in Colorado are going to happen. The only question is, what type of storm are we going to have to deal with? Making sure you plan ahead and have the right insurance in place will eliminate a lot of headaches when those blue skies begin to turn black.

Mi Casa

During June, Bellco will collect donations for Downtown Aurora Visual Arts (DAVA), a locally-based nonprofit organization that provides arts education programs to urban youth, ages 3 to 17. Students experience the transformative power of high quality, out-of-school programs based on the core principles of artistic excellence, sustained programming, and social justice. 

Please consider donating to this charitable cause through Bellco’s Charity of the Month page. To learn more about DAVA, visit them online at Davarts.org.